Federal grant programs / Department of Homeland Security

Safeguarding Tomorrow Revolving Loan Fund Program (97.139)

Also known as Safeguarding Tomorrow through Ongoing Risk Mitigation

• Awarded, FY 2021 to 2025$38.0 million
• Grant awards6
• Typical award$6.3 million
• Awarded in FY 2025$0
• Size rank1,114 of 1,823
• Type of assistanceGrant

Key findings

• It is the 1114th largest of 1,823 federal grant programs by five-year awards.
• The 6 largest recipients received 100% of the money.
• Awards went to recipients in 6 states and territories.

What the program funds

The Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund (Safeguarding Tomorrow RLF) program is authorized under Section 205 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide capitalization grants to eligible states, and federally recognized tribes to establish revolving loan funds that provide hazard mitigation assistance for local governments to reduce risks from natural hazards and disasters. The Safeguarding Tomorrow RLF program complements and supplements FEMA’s Hazard Mitigation Assistance grant portfolio to support mitigation projects at the local government level and increase the Nation’s protection against natural hazards. Capitalization grant recipients must use awarded funds for the creation and administration of a revolving loan fund. A revolving loan fund is a funding mechanism where loans are issued from the administering entity to eligible loan recipients for a project, and then after the project is completed, the loans are repaid to the loan fund with interest. Entity loan funds will provide loans to local governments within their jurisdiction. Other allowable uses of capitalization grant funds include providing technical assistance to local governments within the entity’s jurisdiction and entity administrative costs. Loans must be used to fund local government mitigation projects and activities or for satisfying the non-federal cost-share for other FEMA hazard mitigation grant programs. An entity loan fund may not provide a loan equal to or more than $5,000,000 to finance a single hazard mitigation project. Eligible projects under the Safeguarding Tomorrow RLF program may include: Construction or modification of natural or built infrastructure to increase resilience, building code adoption and enforcement, Local zoning, Land use planning changes, Deferred maintenance projects for mitigation infrastructure, and developing local hazard mitigation plans.

From the federal Assistance Listing. Read the full listing on SAM.gov.

Open opportunities

No opportunity under this program is open or forecast on Grants.gov right now. Programs often post once a year, so the funding history below shows what to expect.

Rules from the program listing

Who can apply

Any State of the United States, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, the Commonwealth of the Northern Mariana Islands, and Federally Recognized Tribes that have received a direct major disaster declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.

What the money can and cannot pay for

Entities will use Safeguarding Tomorrow RLF program grants to establish and administer revolving loan funds to provide loans for projects and activities that mitigate the impacts of natural hazards. Funds awarded must be expended within the period of performance of the award unless otherwise extended by the awarding agency. For more information view the Notice of Funding Opportunity posted on www.Grants.gov https://www.grants.gov.

Matching requirements

This program has no statutory formula. Once an applicant receives notification from FEMA of a potential grant award, the applicant must confirm its intent to contribute no less than 10 percent of the proposed grant to the entity loan fund as required by 42 U.S.C. § 5135(c)(4). If the applicant indicates it will contribute less than 10 percent of the proposed grant amount, FEMA will reduce the amount of the capitalization grant to an amount that is 10 times that of what the applicant proposes to contribute. The source of the entity contribution may include entity programs or budgets, private investment, or other available sources. Entities may not use contributions from potential loan recipients to source the entity contribution. Any source of funding an applicant uses towards the 10 percent contribution must comply with the requirements in 2 C.F.R. Part 200. The applicant entity must deposit the cost-match funds into the entity loan fund on or before the date FEMA issues capitalization grant funds to the entity. The entity share must be deposited into the entity loan fund before the amount of the capitalization grant will be deposited into the entity loan fund. If the entity deposits an amount that is less than 10 percent of the capitalization grant, the amount of the capitalization grant will be reduced to ten times the amount that the entity deposited.MOE requirements are not applicable to this assistance listing.

Quoted from the program's federal Assistance Listing. The notice of funding opportunity is the official source for each competition's rules.

Who usually wins

State and local governments received 17% of the money.

By state

Each state below has its own page for this program, with its recipients and yearly totals.

Award amounts are federal obligations reported to USAspending.gov for fiscal 2021 to 2025; see how our data works.