Housing Counseling Program Homeownership Initiative (14.022)
Housing Counseling Program Homeownership Initiative (Assistance Listing 14.022) is run by the Assistant Secretary for Housing--Federal Housing Commissioner, part of the Department of Housing and Urban Development. It awarded $9.4 million in 21 grants from fiscal 2021 to 2025, about $448,923 per award on average. No funding opportunity is open on Grants.gov right now.
The typical award was $366,563. Half of the 21 awards fell between $200,025 and $692,020, and they ranged from $46,800 to $1.2 million.
- Awarded, FY 2021 to 2025$9.4 million
- Grant awards21
- Typical award$366,563
- Awarded in FY 2025-$572,615
- Size rank1510 of 1824
- Type of assistanceGrant
Key findings
- It is the 1510th largest of 1,824 federal grant programs by five-year awards.
- The 20 largest recipients received 100% of the money.
- Awards went to recipients in 15 states and territories.
What the program funds
The Homeownership Initiative (HI) helps to bridge the homeownership gap by increasing homeownership rates among historically underserved borrowers. HUD-approved Intermediaries, Multi-State Organizations, and State Housing Finance Agencies will receive fixed amount awards to provide culturally sensitive linguistically appropriate pre-purchase and post-purchase counseling that results in home purchase.
Open opportunities
No opportunity under this program is open or forecast on Grants.gov right now. Programs often post once a year, so the funding history below shows what to expect.
Rules from the program listing
Who can apply
Qualified public or private nonprofit organizations. There are three categories of eligible applicants: (1) HUD-approved intermediary; (2) State housing finance agency; and (3) multi-state organizations.
What the money can and cannot pay for
This grant is a Fixed Amount Award (2 C.F.R. 200.1), adhering to the Federal requirement of Fixed Amount Awards outlined in 2 C.F.R. 200.201(b). The following conditions apply: a) Definition of Unit. For this NOFO, a unit is defined as a household that has successfully completed the following three components: pre-purchase counseling; purchase of a home and mortgage origination; and post-purchase counseling, or certification that post-purchase counseling will be completed 6-12 months after home purchase and mortgage origination. Pre-purchase counseling topics may include, but are not limited to, the topics listed in 24 C.F.R. 214.300(e)(1). Post-purchase counseling refers to counseling relevant to the client after home purchase and mortgage origination. Topics could include, but are not limited to, those listed in 24 C.F.R. 214.300(e)(2) and (3). The funding is restricted to a fixed amount award (2 CFR 200.1). For this funding, a unit is defined as a household that has successfully completed the three components: pre-purchase counseling; purchase of a home; and post-purchase counseling. Grantees will receive reimbursement for each complete unit that adheres to the definition of a unit. Unit rates must be negotiated and approved by HUD before payment to grantee.;
Matching requirements
This program has no statutory formula. Matching requirements are not applicable to this assistance listing. This program has MOE requirements, see funding agency for further details. No MOE required.
Funding history and past recipients
From fiscal 2021 to 2025, Housing Counseling Program Homeownership Initiative (14.022) awarded$9.4 million across 21 grant awards, an average of $448,923 per award.
| Recipient | State | Awards | Amount |
|---|---|---|---|
| Neighborhood Stabilization Corp | Massachusetts | 1 | $1.2 million |
| National Urban League, Inc. | New York | 1 | $986,260 |
| Unidosus | District of Columbia | 1 | $828,248 |
| Georgia Housing & Finance Authority | Georgia | 1 | $773,723 |
| Neighborhood Reinvestment Corporation | District of Columbia | 1 | $697,949 |
| North Carolina Housing Coalition, Inc. | North Carolina | 1 | $692,020 |
| Housing Action Illinois | Illinois | 1 | $583,279 |
| Homefree USA Inc | Maryland | 1 | $500,771 |
| Pennsylvania Housing Finance Agency | Pennsylvania | 1 | $479,205 |
| Nid Housing Counseling Agency | California | 1 | $451,921 |
| Navicore Solutions, Inc. | New Jersey | 1 | $366,563 |
| Telamon Corporation | North Carolina | 1 | $366,034 |
| Centro de Apoyo Familiar | Maryland | 1 | $350,000 |
| Consumer Credit & Budget Counseling, Inc. | New Jersey | 1 | $272,840 |
| National Coalition for Asian Pacific American Community Development | District of Columbia | 1 | $214,597 |
| Minnesota Home Ownership Center | Minnesota | 1 | $200,025 |
| Louisiana Housing Corporation | Louisiana | 1 | $172,500 |
| Credit Card Management Services, Inc. | Florida | 1 | $110,147 |
| Housing Foundation of America, Inc. | Florida | 1 | $80,454 |
| Credit Advisors Foundation | Nebraska | 1 | $59,400 |
Who usually wins
Almost all of the money went to nonprofits.
| Recipient type | Awards | Amount | Share |
|---|---|---|---|
| Nonprofits | 21 | $9.4 million | 100% |
By state
3 states have a page for this program: those that received at least $1 million or 10 awards. They are District of Columbia, Massachusetts and North Carolina.
| State | Awards | Amount |
|---|---|---|
| District of Columbia | 3 | $1.7 million |
| Massachusetts | 1 | $1.2 million |
| North Carolina | 2 | $1.1 million |
| New York | 1 | $986,260 |
| Maryland | 2 | $850,771 |
| Georgia | 1 | $773,723 |
| New Jersey | 2 | $639,403 |
| Illinois | 1 | $583,279 |
| Pennsylvania | 1 | $479,205 |
| California | 1 | $451,921 |
| Minnesota | 1 | $200,025 |
| Florida | 2 | $190,601 |
| Louisiana | 1 | $172,500 |
| Nebraska | 1 | $59,400 |
| Connecticut | 1 | $46,800 |