Direct Housing_Natural Disaster Loans and Grants (10.444)
Direct Housing_Natural Disaster Loans and Grants (Assistance Listing 10.444) is run by the Rural Housing Service, part of the Department of Agriculture. It awarded $5.0 million in 241 grants from fiscal 2021 to 2025, about $20,637 per award on average. No funding opportunity is open on Grants.gov right now.
The typical award was $28,500. Half of the 241 awards fell between $15,000 and $40,000, and they ranged from $754 to $42,920.
- Awarded, FY 2021 to 2025$5.0 million
- Grant awards241
- Typical award$28,500
- Awarded in FY 2025$1.2 million
- Size rank1,626 of 1,823
- Type of assistanceProject grants, direct loans
Key findings
- It is the 1626th largest of 1,823 federal grant programs by five-year awards.
- Awards went to recipients in 27 states and territories.
What the program funds
To assist qualified recipients to meet emergency assistance needs resulting from natural disaster. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those counties identified by a Presidential declaration.
Open opportunities
No opportunity under this program is open or forecast on Grants.gov right now. Programs often post once a year, so the funding history below shows what to expect.
Rules from the program listing
Who can apply
Applicants must own and occupy the home in a rural area. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. The applicant's income for a loan may not exceed the very low-income limit which can be obtained in any Rural Development (RD) field office.
What the money can and cannot pay for
To assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President.
Matching requirements
This program has no statutory formula. Matching requirements are not applicable to this assistance listing. MOE requirements are not applicable to this assistance listing.
Deadlines
Contact the headquarters or regional location, as appropriate for application deadlines
Award range and average, in the agency's words
FY 10 Average grant amount $5,665.
Funding history and past recipients
From fiscal 2021 to 2025, Direct Housing_Natural Disaster Loans and Grants (10.444) awarded $5.0 million across 241 grant awards, an average of $20,637 per award.
Who usually wins
Almost all of the money went to individuals.
| Recipient type | Awards | Amount | Share |
|---|---|---|---|
| Individuals | 241 | $5.0 million | 100% |
By state
7 states have a page for this program: those that received at least $1 million or 10 awards.
| State | Awards | Amount |
|---|---|---|
| Kentucky | 69 | $1.8 million |
| California | 26 | $785,128 |
| Texas | 11 | $360,987 |
| South Carolina | 13 | $334,522 |
| Florida | 12 | $270,246 |
| Virginia | 8 | $239,170 |
| American Samoa | 11 | $196,000 |
| North Carolina | 4 | $149,970 |
| Pennsylvania | 7 | $142,642 |
| Puerto Rico | 8 | $137,822 |
| Connecticut | 39 | $109,919 |
| Minnesota | 2 | $72,612 |
| New York | 2 | $50,000 |
| Montana | 2 | $44,612 |
| Colorado | 1 | $42,920 |
| Tennessee | 6 | $39,054 |
| Nebraska | 8 | $39,017 |
| Washington | 2 | $37,759 |
| Alabama | 2 | $27,991 |
| Missouri | 1 | $22,024 |
| Utah | 1 | $21,515 |
| North Dakota | 1 | $15,750 |
| Northern Mariana Islands | 1 | $15,000 |
| Louisiana | 1 | $14,033 |
| Arizona | 1 | $9,783 |
| South Dakota | 1 | $4,031 |
| Idaho | 1 | $385 |