Ora T & Dessie H Lower Memorial Scholarship
Accepts applications
Ora T & Dessie H Lower Memorial Scholarship is a private foundation in Chicago, Illinois. In tax year 2025 it gave $44,194 in 22 grants; the typical grant was $2,000 and the largest $2,250. It accepts applications; its filing gives the instructions below.
From its IRS Form 990-PF for tax year 2025.
- Grants paid, 2025$44,194
- Number of grants22
- Typical grant$2,000
- Largest grant$2,250
- Assets$1.2 million
Giving in 2025 was up from $43,700 the year before.
Giving by year
| Tax year | Grants paid | Number of grants | Assets |
|---|---|---|---|
| 2023 | $46,100 | 30 | $978,140 |
| 2024 | $43,700 | 23 | $1.1 million |
| 2025 | $44,194 | 22 | $1.2 million |
How to apply
Its grants go to individuals, not organizations. Every grant in its 2025 filing was paid to an individual (for example a scholarship or assistance with costs), so it is not a funding prospect for a nonprofit.
| Contact | JP Morgan Chase Bank N A 10 S Dearborn IL1-0111, Chicago, IL 60603 |
|---|---|
| Phone or email | (800) 496-2583 |
| What to submit | - www.jpmorgan.com/onlinegrants |
| Deadlines | By april 1st or 60 days prior to the start of the school term |
| Restrictions | Graduates of high schools in rush county, Indiana, for college or other post high school education |
What Ora T & Dessie H Lower Memorial Scholarship funds
Where it gives
Its grants went to recipients in 2 states, the most to Indiana.
| State | Grants | Amount |
|---|---|---|
| Indiana | 20 | $40,194 |
| Ohio | 2 | $4,000 |
Grants paid in 2025
| Recipient | Purpose | Amount |
|---|---|---|
| Individual | Scholarship | $2,250 |
| Individual | Scholarship | $2,250 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $2,000 |
| Individual | Scholarship | $1,694 |
Officers and trustees
- JP Morgan Chase Bank NA
- Dr John E Williams
- Michelle Walls
Questions people ask
Does Ora T & Dessie H Lower Memorial Scholarship accept grant applications?
Yes. Its latest IRS filing says it accepts applications, with this on deadlines: By april 1st or 60 days prior to the start of the school term.
How much does Ora T & Dessie H Lower Memorial Scholarship give?
$44,194 in tax year 2025, across 22 grants, with a typical grant of $2,000.
Who runs Ora T & Dessie H Lower Memorial Scholarship?
Its 2025 filing lists JP Morgan Chase Bank NA (Trustee), Dr John E Williams (Committee) and Michelle Walls (Committee).
What does Ora T & Dessie H Lower Memorial Scholarship fund?
Based on its grants, mainly education.